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Permanent Disability

Permanent disability is that degree of disability or impairment that remains after the employee has reached the point of maximum healing. A permanent disability may be partial or total. If a worker suffers a partial permanent disability, the worker is entitled to a permanent disability rating and award even though he or she may be able to return to work. In California partial permanent disability (PPD) is determined by reference to and use of the AMA Guides for Evaluating Impairment. If you have no limitations, you are not entitled to any permanent partial disability.

Rating a permanent disability involves the use of a specialized formula. This formula considers your age and occupation at the time of the injury or illness, plus any permanent impairments that the QME physician may indicate. The permanent disability rating yields a specific dollar amount. The exact amount depends on the date of injury, the percentage of disability, and your average weekly earnings at the time of the injury.

Permanent partial disability payments are often referred to as PDA's or permanent disability advances. A person who is permanently totally disabled with a rating of l00% is entitled to receive temporary disability for life. If your permanent disability is greater than 70%, you will be entitled to a small life pension.

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