When workers in California get injured on the job, they are often facing a combination of costs. First and foremost, they have unexpected medical bills, such as emergency treatment at the hospital. Secondly, if they are missing time at work and they are paid an hourly wage, they are also losing substantial wages. Many people count on a steady income for their budget to work, so a disruption for weeks or months can be a significant issue.
If you are in this position, you know that workers’ comp can help cover your medical bills. But is it also going to cover all of your lost wages?
Temporary disability
In most cases, injured workers are seeking temporary disability payments. They will recover and return to work, so they just need money in the meantime.
Under California law, employees are typically paid two-thirds of their pre-tax wage. They can receive this for up to 104 weeks. It is important to know that this means the employee may still earn less than they would have if they had not been injured in the first place.
Permanent disability
For permanent disability cases, things can get a bit more complex. The total amount of wages you will be paid, or the duration for which you can receive these benefits, is not determined in advance as it is with temporary disability cases. It depends on the extent of your disability and the measurable physical and/or mental impairment that you have suffered.
Your legal options
Because every case is unique, it is very important for injured workers to understand the types of benefits they are entitled to and what legal steps they can take at this critical time.
