If you work for an employer in California and get into an accident when commuting, the incident will be considered unrelated to your employment per the “going and coming” rule. However, there are situations where workers’ compensation may apply when an accident occurs and you’re not at the office. Examining them is essential to know how they should be handled.
Getting into an accident when running a work-related errand
If you get injured in an accident outside of work hours while running an errand for an employer, it will likely be considered business-related, covering you under workers’ compensation laws. An example might include dropping off a package to be mailed during your lunch hour or getting your manager coffee during a break.
Employed as a nurse or salesperson
Some positions, such as nurses and salespeople, may be exempt from the “going and coming” rule. They don’t work in a fixed office and regularly drive from client to client.
Parking lots and sidewalks
You may also be eligible to go through the workers’ compensation process if you’re injured in an area controlled by your employer, such as a parking lot or sidewalk.
Understanding when the workers’ compensation process applies to an accident is critical if you want to get the assistance you deserve after you’ve been injured.
Assess each situation
To determine if the “going and coming” rule applies when you get into a wreck, it’s vital to evaluate the situation and ask questions. Determining if the injury occurred during business hours is an important first step. Asking other questions related to the incident can also be necessary.
Understanding how the “coming and going” rule applies to workers’ compensation is essential. Examining the situation when you’re injured in an accident can help determine if it’s work-related.