If you get injured on the job, you may seek workers’ comp benefits. If these are approved, your employer likely has workers’ comp insurance, so you will get a payout. They may offer you a lump sum that is intended to cover all of your costs. On the plus side, this...
Workers’ Compensation
The role of a QME in a workers’ compensation claim
Many workers' compensation claims are straightforward. A workplace incident results in an injury, and a doctor recommends a reasonable treatment plan. Workers' compensation covers the cost of medical care and can replace lost wages while the employee recovers. Other...
Home healthcare workers face significant risks at work
Home healthcare workers face unique safety risks due to the changing nature of their work environment. Because these workers visit their clients in private residences, they don’t have a centralized workplace where their employer can work to ensure all possible safety...
One mistake to avoid when seeking workers’ comp
Unfortunately, workplace accidents are quite common, with some workers being more vulnerable to serious injuries than others due to their job duties. Theoretically, a window-washer faces higher risk than someone working a desk job. But workers in any industry face...
Workers’ comp, PTSD and firefighters in California
There’s no question that firefighters are among the most valued professionals in California. Many people throughout the state owe their lives and those of their families and animals to them – not to mention their homes and businesses. As wildfires have become...
Health risks suffered by vineyard workers
The California wine industry is booming as wineries thrive on sales from restaurants, distributors and tourists. Employees of the wineries are kept very busy, which can put them at risk for health issues and injuries. Those who work in the vineyards (viticulturists)...
5 common workplace hazards for truck drivers
Truck drivers make up a large portion of the workforce that sustains the economy. Truck drivers are responsible for shipping important goods, such as medication, food and clothing throughout the United States. Without truck drivers, many communities would go without...
Reduced earning capacity in workers’ compensation claims
When you sustain a work injury or develop an occupational disease that limits but does not totally prevent your work activity, you may be entitled to benefits related to your reduced earning capacity. This workers' compensation benefit is not uncommon in claims. But...
How to counter the Fatal 4
The construction industry is one of the most dangerous in the United States, and it usually has either the most or the second-most fatalities per year. Thousands of workers lose their lives, while many more suffer serious injuries, such as traumatic brain injuries....
The pros and cons of a lump-sum workers’ comp payout
When an employee is injured on the job, workers’ compensation benefits can help to cover medical expenses and lost wages. In some cases, injured workers may be offered a lump-sum payout instead of ongoing periodic payments. If you have been as a result of your...
